I prioritize applicants with a high income-to-rent ratio, a good to excellent credit history, and a stable employment record.

I am not as familiar with your area land wise although I suspect there are developments of lots there that do go.. title insurance is the other issue..

That property has tenants which would cover the monthly payments at its current rent which is well below market value but the property would need love to justify an increase in rent.Very grateful to have made this much progress in the span of less than a year and a half and currently just trying to make sure I have all of my ducks in a row to ensure I can build these three properties into a stable few investments.Looking forward to the future,Austin

There is no way these are licensed and insured contractors. 

However, the percentage varies based on factors like location, property age, condition, and expenses such as taxes, insurance, and interest rates.

If you are really worried about liability, get a bunch of insurance policies like an extra umbrella or beefed-up property insurance. 

You are also selling your own investment ("should support stable tenant demand"), but what is that based on? 

My properties are insured.

Can you please send me over any recommendations for insurance agents in Ohio.

If anyone knows good insurance brokers, that would be great.