I don't know about cheaper insurance (yet), but at the event I went to, they said that insurance companies were advised/required to NOT price them higher just because they were concrete homes as opposed to regular construction.I do think it's feasible that eventually they'd have lower premiums as they prove to be more durable/less risky.

Just wondered if anyone had clever ways they regularly converted equity into cashflow without selling the property.

I think it is refer to as the (inspection period) 1.

@Courtney HamiltonRecommend exploring as many sources as possible to get referrals AND cross-reference them to get as much accurate information as possible.Check out NARPM.com, BP’s Property Manager Finder (BiggerPockets: The Real Estate Investing Social Network), etc.Also, encourage you to learn from the mistakes of others - by reading posts here on BiggerPockets about owners not having their expectations met by their current Property Management Company.

Finding a boutique property manager with references might be the best move if you don't want to self-manage!

Do you check Landlord references?

Walking around in your spouse's underwear and referring to the prospect/agent as Dirty Boy/Girl. 

Does the same go for someone who refers me a property ?

But unless you are considered a real estate professional, you can only offset 25k of depreciation losses against your regular income per year.  

We’re based in NYC and have OOS investing experience (long-term and mid-term rentals), and I would love to expand our adventure to the Hudson Valley and meet with like-minded investors and mentors.If there’s already a community like this, could someone please refer me to it?