I have the drive and the passion to make my goal a reality but I’m not sure the next steps.

property taxes were $600 a month.insurance was $220 a monthso in reality netting

I know how cool these sales pitchs are and the ra ra ra let us do it all just sit back but geesh that really so far from reality..

Based on what you're describing, I think your going-in criteria is definitely something that is strong *however* your goals may not match what current market reality is.When you say $3200/month payment - do you mean $3200/month before or after accounting for potential future rental income from your tenants in the other units? 

1) make the payment directly from my HELOC account2) transfer the money from HELOC to business checking account, and then make the payment from my business checking account. not an accountant, but from a tax perspective I see no benefit of one from the other, interest would not be deductible.if you are using a LLC, then money should go to the LLC but if you are buying it in your personal name and transferring then reality is there is no separation of LLC and person so you have fake asset protection.

I think the reality is that Airbnb is a larger company with a larger IT department so their software is more sophisticated and they have the staff to make software changes in a timely fashion to meet state and local laws.

@Greg Heden here's a funny story along your question.Seattle investor came to City of Detroit and his plan was to over-improve Class C rentals to get the "best" tenants that would appreciate the higher quality of home, pay above market for it, take better care if it, stay longer to reduce turnover costs and avoid rent nonpayment issues.After 2 years of trying to do this on his own, reality won and he hired us (we initially spoke with before he started and warned we didn't think it would work). 

The road is not in, the water main not installed, the sewer main and laterals not installed, etc.Just having the engineering done, and the plan approved, adds significant value to the land, and makes it attractive to a developer who now, doesn't have to go through all that work. while in todays day and age yo would need all those approvals to create a paper lot.. back in the olden days paper lots were created by simply drawing them on a map with zero engineering they did survey though.. and there was no thought given to reality of actually building them or providing services.. 

Of course the common thought is that there is two closing so it most cost a fortune but the reality is it MUCH cheaper then the 3 month seasoning products and usually cheaper then the 6 month products in terms of upfront costs with usually a better long term rate.  

Should this trend continue and/or become a reality, $1,200 may be seen as a "steal" in as little as 5-10 years as the demand continues/increases while the supply of those capable of doing the work continues to shrink.