Get somewhere where you can rationally think about this, holistically.  

This is just a form of terrible math, and rationalization. 

If it were my situation, I'd avoid them and laugh at their fallacy views of property owners, as I cashed the rent checks and increased my net worth.Then 15 years later when they were too lazy to do anything to better their situation and you are driving a nice vehicle and living in a nice home--they can pay the rent to you (and continue to hold fallacy views of this business--as long as the cash keep trucking in).If they have gotten their act together and can meet the minimum renter qualification.It seems rational to replace every fallacy view friend with a proper view friend and set yourself up to line you pockets with gold.And when you see them--just laugh at them.Good Luck!

I'm trying to figure out a rational number to ask for.

Does one have rational reasons to be optimistic about the future of the area and of the property?

Was wondering if my debt-to-income rations from underwriting perspective would be impacted by having current mortgage liabilities, which in essence is fully covered by my tenant?

With a 40% expense ration I'm getting about $1700 per home per month.

This is a great example of how investors try to rationalize poor cash flow by saying the equity will cover it as an investment. 

Not sure if this is a rational concern or if I'm just giving myself an excuse to not take action.Any thoughts on this?

@Hector HernandezYou’re not a bad guyHuman beings do human things and unfortunately we try to rationalize things to make it easier for ourselves and sometimes those things are at the cost of others.