For those who don't know the area, it's a gorgeous little town surrounded by farms, mountains, rivers and Vineyards.numbers are looking good and I hope to refinance in December. once I get some cash back I will be shopping for 2 more properties on the western Slope area.any RE agents around Delta, Grand Junction, Cedaredge, Hotchkiss, ec???

It's farm use zoning, so needs to be a crop or animals or something along those lines.

It’s within a stones throw of my farm area There are opportunities there exactly in the amount I said I look for above mobile homes I laid it out for you above basically how I do it.  

I'm using Kennebec Savings for lending and Farm Family for insurance mostly because of prior relationships but they've both been excellent to work with.Thanks,Mike 

Due to the risk (raw ground and new construction) and duration of the project, I would bet the farm that this project, would almost never, if ever be funded by hard money stance.

Low skilled migrant workers also fled or were turned away at the border so our Farms have had to Automate. one Strawberry picking Machine can now do the work of 10 workers using Computer Vision.

@Eric Lee Nation    I did ins claims in another life for 14 years - I do not recommend that EVER as someone's employment but I did learn a few things.Here's 2 things agents or no one will tell you -- your Replacement value (RV) on the house is JUICED up way higher than what's realistic -- however you have a relatively inexpensive house so it's not much of an issue - but typically the reason they juice the RV is to get your wind/hail deductible higher -- typically 1%, 2%, 3%, 5% of RV is what your wind/hail deductible will be even if you had a $1k or whatever other deductible they offer for any other peril -- so follow me for a minute - you bought a rental for $150k -- they've juiced the replacement cost to $250k the most likely loss in KS or the midwest in general is going to be wind/hail --- the math actuarial nerds do this so the casino or the ins company in this case has the upper hand -- do the math what a 2% or 3% deductible on a $250k house will be -- I have a commercial building insd for over a million -- the lowest wind/hail ded they will give me is 5% -- the only reason I have ins at this point is I'm required to -- the wind hail coverage is worthless to me with as high as the deductible is.Anyways with that out of the way - ask your agent if you have a 3% option - at that RCV cost they figured of $99k that wouldnt be much different than the $2500 all perils coverage you have now -- Also I'd wager as someone mentioned dropping the med payments to others coverage -- it probably wont make a bit of difference in your policy cost -- I could be wrong - but I'd guess $25-50 dollars a year -- your coverage is the price it is due to the perceived wind/hail risk the company is putting on KS.I'm with Big Red and have been for a # of years -- your price to insure that house is on par with what I get from them for that replacement cost -- though i think State Farms game is a bit different they really jack up the Replacement cost so I have higher wind/hail deductibles -- I'd make out good if the house burnt down or a tornado destroyed it - but for a hail claim there wouldnt be much there.

I am starting to get request to manage farm land, outbuildings etc.   

Our place is a cute little farm style house but nothing special no garage but definitely new and updated.

One of the pastors in my church approached me with a FSBO situation this past Sunday.