The BP'ers from HRM make up a small (but growing) section of the site, but we're always happy to help or swap "war stories".  

And is concern that you invest in “low”end homes or “war zones”??

It's backed by a war machine...aircraft carriers, missiles, etc.

It seems that in some areas you only find small multi-family in war zones or it's next to impossible to find a good one because investors have already ravaged the market.

Just wary of how frothy things are now...Everyone is a little nervous but (barring nuclear war, which seems like a decreasing risk) I see no reason for the local music to stop.Is it a silly time to buy? 

Student loan crisis, war, oil crisis, political turmoil, natural disasters, are just a few things that can push us the wrong direction.As far as low unemployment, I was in the work force back in the late 1990's.

@Mike Flora  I was at J Martins last Oakland event.. and Bruce Norris did the keynote and I sat with Sean at dinner.Bruce likes SFR and half the Q and A for him was exactly that when is the crash coming and how deep will it be.his comments now were geared towards west coast but I do believe they are germane in many markets.He feels a market is not heading down until 20 to 30% or more of MLS is foreclosure acitivty or short sales and in our area that boat has sailed.. there is very little of either.He did mention though that he felt MF was  to use his words  " FROTHY"  his statement was when he talks to other MF owners and ask them would you buy your property for what you could sell it for today or a like kind one.. it was a resounding NO.. which to him or his point was he felt it was over valued and at some risk for moving backwards.. and from my VERY limited knowledge on MF I suspect that only happens in an over build situation to many doors not enough renters and you have rental bonus wars..

Since then the bank/Seller have asked for numerous extensions which we have given. 

I have taken out numerous mortgages in the pass and IF I even locked the rate, I was never charged a fee.

Why would you ignore that while putting all your eggs in one basket.I would put $100K down on a 2-4 plex, $100K into 3% CDs and gold stocks to weather this trade war storm (2018), and put the last $100K into my own business as a LLC that could be used in Year 3 to play in commercial real estate (5 units or more).In the mean time shoot for a 80+ business score and 720+ personal credit score while seeing if we're heading into a recession.