You can live in one unit and rent out the other three.

I own 3 SFR in Columbia MO (I live in KCMO) and was using property mgmt, but due to similar difficulties you faced, I opted to self manage and stopped using my mgmt company.

I already make a living out of real estate and I'm not planning on ever leaving this space, I'm here to stay. 

Hey @Jerry Nogueras - I was in your shoes too, born in NYC, and lived between there and Long Island. 

@Andrew Katz, if you will be living in your next house hack, you should investigate a conventional loan instead of hard money.

You will be living in someone else's house.

A few other things I'm considering;- I don't need the extra cash flow to live and am just approaching it to remove the high mortgage interest, but also hedge risk that the current stocks might tank in a few years.- Could take all current cash flow and a few thousand a year to pay off the property in 5-10 years.- Hold for a bit and 1031 into something else but am fairly confident there is not much appreciation to come on this property.

We live up in Shasta lake.

Quote from @Min Zhang: Cincinnati is one of my favorite cities to live in Ohio.

Quote from @Eric Gerakos: My wife and I buy many “fractional” notes where we live in California.