I was going to do this, but I changed my mind after talking with my target demographic (my kids).

Talk about sleepless nights wondering if the bank is going ask you to write a check for the rest of your mortgage!

I'm a little confused--are 2 of your 3 properties MTR's that you rent to international students?

I am pretty sure internal Wells Fargo has more information and analysis about this business.  

Go in person to the planning department and talk to them.

Plus, if you'd like to connect and talk marketing/sales happy to do coffee or something.Also, there are tons of Facebook groups for Chicago real estate.Lastly, just doing some 1:1 networking with lenders, agents, and architects is something we focus heavily on.

I will talk to the tech team to see what the cost to implement a solution like this on new arrivals could look like.

Otherwise, they have to eat the extra expense just like homeowners do.I would talk to an attorney and your insurance company.

I'd be happy to talk about the strategies that work best for them.

I would talk to the bank first.