Sometimes the owners are interested in selling and just hasn't started the process yetProperty management companiesDriving around - get in the habit of taking a different route or back streets anywhere you go.

Banks will only loan on houses that are compliant with building codes and 100% habitable.  

There are only 2 things that would allow the renovated garage to be habitable:1. 

@Jay Hinrichs CA doesn't have a recovery fund to pay consumers that have been harmed by RE professionals?

I just see so many problems with it.A landlord in California generally cannot get out of their legal obligation to maintain a residential property in habitable condition, even if the tenant were to waive that obligation in the lease. 

Screening needs to be more targeted, and be capable of showing an actual connection between the type and age of conviction and the harm to be avoided by the landlord, such as credit risk, damage to property, or danger to other tenants.  

My goal is educating investors  so they are  rewarded and to ensure the public is not harmed.

There are also smaller scale meetups available on meetup.comHere are some great books that I have read and have provided some great insight not only in Real Estate, but also in life.Ultimate Beginner’s Guide – Here on BiggerPockers under “Education” then “Guide”Millionaire Real Estate Investor- Gary KellerRich Dad Poor Dad- Robert KiyosakiReal Estate Advantages– Sharon Lechter and Garrett SuttonThe ABCs of Real Estate Investing– Ken McElroyThink and Grow Rich– Napoleon HillThe Seven Habits of Highly Effective People– Stephen CoveyHow to Win Friends and Influence People– Dale CarnegieE-Myth- Michael E.

Nicole Graves@Nicole Graves My portifolio lender will finance a fix/flip as a conventional or ARM but does not offer any avenues for rehab line credit on a habitable house.

The bank may say it's not fully habitable and reject the loan or make you escrow funds to get the drywall fixed.