In my high end markets, due to the large fluctuation that can occur in exit values, my target number is adjusted again back down to 70% and below.

Some states have mandated renewable portfolio standards and have enacted SREC programs which can help end users achieve a quicker payback on their systems ( these can and will fluctuate ).

It is not reflective of what gains or loss you had, merely the fluctuations in your asset schedule.You could have gone from 10 in year one to 30 in year three with millions in loss.

She said he made $5,500 today in her account...but of course the stock market fluctuates like crazy.

You want to do this so you do not have fluctuations in your debt service and so your balloon does not come to quick causing you to have limited time to have cash flows build up reserves as well as pay down the principle so that your equity position is strong when the balloon does come.

I feel that with the large number of REOs and government manipulation (foreclosure moratoriums,etc) we are seeing prices fluctuate kind of frequently , at least that is how it seems in the SoCal market.

You can likely do better than 4.25% right now, though rates fluctuate frequently.

Leveraging up to a larger property is a way of producing greater cash flow, but also comes with more market fluctuation risk.

Generally speaking, I found it hard to comp as prices seemed to fluctuate largely for seemingly very similar homes that have sold in the last 6 months, are within 1/2 mile and have similar size/lot.

However, I don't believe your area is as susceptible to wild fluctuations like Florida or Arizona.