I personally would rather just continue with the second bank, why go back to the first one.

Since you purchased your primary recently and in Houston, I personally am bearish on your appreciation potential.

I personally spend about 50K a year in masterminds and always get my money back just through network of individuals you get access to.

Personally I’ve got the majority of my assets in real estate.

Lenders often include a portion of the cash flow in the investment property as income to you personally to offset the DTI. 

I'm not sure about the potential for liability in a wrongful death suit if somebody is injured or killed in the fire, but definitely would not want to find out personally, nor would I want to live with that on my conscience.  

It's a matter of finding the one where the weaknesses are in areas that aren't relevant to your needs and/or don't aggravate your personal pet peeves. 

You will never pay more tax in recapture than what you originally deferred, assuming your personal tax rate stays the same.

., the appraisal for 5+ is at least $2k-$3k) and the financing structure by lenders because Fannie/Freddie don't generally buy loans for commercial properties.So, for you personally, the biggest driver for the type of your next property is probably going to be the amount of a down payment/equity you can put in the property.

Definitely a personal preference.