The overflow drain /scupper should discharge somewhere that is visible so that if these are used you know that the main drain is clogged. 

Futhermore, they had a bankruptcy discharged within 8 years, and this 2nd filing in a year is about to get thrown out as judge set a hearing to discuss this fact.  

Non-QM Lending will have a bunch of options as soon as your bankruptcy is discharged.

For instance, some states prevent you from collecting on a joint and several obligation against the other parties, because there is an inferred "discharge" of that liability by pursuing the obligation against any *one* of them.

That type of interest rate is very high and it would be best to try to refinance, but the pricipal balance on the loan needs to be lower than the appraisal value of the home.The bankruptcy is going to really botch things up as a new lender is not going to get involved in a refi until the bankruptcy is discharged.

Kids get into it and have no idea what they are in for.... and it is NOT dischargeable in bankruptcy.

Last year I declared bankruptcy(due to a bad loan and lemon of a home) which is now discharged so the home is in foreclosure.

This sounds like a BK13 not a BK7 as I inquired above, since in BK7 once its dismissed or discharged which is generally 4-6 months, you can resume the foreclosure if they did not intend to keep the property. 

According to the IRS website: "The Mortgage Debt Relief Act of 2007 generally allows taxpayers to exclude income from the discharge of debt on their principal residence.

It's been discharged for a few years now and I currently have a W-2 job making more than I've ever had before, well over six figures.