I think we will some more small hikes, and I think we will see some small cuts, but ultimately rates will continue floating in the 6% +/- range.  

Problem being it would be a large pay cut initially I presume and would need over 2years of full time work in financial planning to qualify for the CFP.  

This business is hard enough, if you're not rowing in the same direction just cut bait and move on. 

I would only rent to friends and family I trust 100% and even then I am probably giving them a break or cutting them some slack because they have a temporary situation.I would really only do it as a favor.

This is tough.Depends on how fuzzy you want the business/family line to be.The only thing I'd be absolutely sure of is that your money has more tangible security than being a "personal loan" EVEN IF you cut him a break on cost. 

That's why we are concerned...it seems like someone in these areas without state code adoption can just build a home as a homeowner, cut the corners of insurance/licensing by doing the work themselves, not have most of that work inspected, then turn around and sell as new construction instead of previously owned. 

Tree clearing, grubbing, moving dirt for cut/fill operations, storm water, power, gas, water, fire access etc. not a small task but doable.  

After reports of unexpectedly persistent inflation, mortgage rates increased in April on expectations that the Federal Reserve will likely push back its first cut to the primary policy rate, which was originally expected in June of this year.

JImmy mods are going to get you for continuing to cut and paste the same things over and over.

Other groundsLandlord violates tenant’s privacy rights;Landlord wrongfully cuts off water, wastewater, gas or electric service; andLandlord wrongfully changes the locks or prevents tenant from being in the rental property.In all of these cases, it is important to read your lease agreement and negotiate any terms and conditions accordingly.