I know which product that you are referring to. the conventional mtg product has the following features. 1. minimum 15% down payment 2. 30 yr fixed term 3. rehab and repairs can be included in financing 4. borrower can be a first time investor. 5. no prepayment penalty. 6. the contractor will receive an initial draw at the closing table. 7.

Personal loan is up to you if you can afford it I think the rates on those ar around 10% or higher paying back your loan with their money you borrowed from them doesn't make a whole lot of sense. 

One can borrow money again two years after filing chapter 7.

Start by talking to a bank or whoever you plan on getting the loan from to find out how much you can borrow and what the costs are associated with that.

Borrower credit?

Unlike developed land, you normally can't borrow much. 

Great Quotes I’ve Heard From Real Estate Borrowers in Court10.

So since loans often get sold for servicing (some more than once), even if the original lender doesn't report the loan to the personal guarantor's credit, that may change in the future.DSCR loans are really set up for investors to scale as DTI isn't an issue and the down payment, borrower's credit score and DSCR ratio are the requirements.More on DSCR loans: DSCR loans won't use your income to underwrite the loan.

Yes, if she is a borrower on the loan, that will suffice.

If they are borrowing 75-85% (putting down 0-10% of their money,) it’s virtually unsecured debt as you would never collect a dime during a foreclosure.