A lender would have to be a fool to lend on collateral that wasn't protected - if the house is lost in a fire or whatever, the loan is unsecured at that point and is basically credit card debt. 

With lower rates (mid 5s) I am expecting prices to jump again in spring, as they have done basically every year for the last 15.

Seams aren't perfect but are not bad now, looks like it will end up being a regular maintenance task but at least I don't have to pull up the baseboards anymore!

Please note the information provided below is a layman's definition designed to provide a basic understanding for the general audience.

Basically put together a list of comparable apartments that are currently available for rent.

What's the basic steps if the house isn't habitable?  

Basically stealing your money.  

Obviously the place is totally derelict so not much to disclose (basically check yes to everything being wrong lol) but I was just curious for the future. 

Perform the same task in each app to ensure a fair comparison.Load a property with pictures and details.Market that property.See what your marketing looks like from the public's perspective.Submit a fake application to see how easy the process is.Run a credit/screening report on yourself.Enter a maintenance request, assign a vendor, and attach a fake invoice.Enter charges to the tenant's ledger.Enter recurring charges and automatic late fees.Sign documents electronically.Run owner reports.After testing a few apps, one should clearly stand out.

Basically, lots of low quality leads when BP advertises the program on social media such as LinkedIn or PPC.