Amended contract 3 times due to system they require for appraisals. 

I've worked with the top VA lenders in the country, and spoken to the chief appraiser for the VA themselves at a conference.

Also especially for DSCR they will want a family strong appraisal and comps, but some lenders can also utilize proposed DSCR income to qualify. 

How did the appraisal associated with the ADU value the ADU? 

Land can be tricky to appraise, and the accuracy of your estimates has a lot to do with how much profit you will or won't make.If there's a specific issue you're stuck on, let us know and maybe we can help!

We decided to pivot and BRRRR instead and it appraised fro 260k!

Really great intrest rates, 0% down payment, no PMI insurance, no appraisal, no inspections. 

We acquired at $499k, it appraised for $575...

By Appraisal Rules, since the property is over $500k in value, I had to make a 20% adjustment to the actual ARV.

That's your biggest hurdle.2) Of that remaining 100, on 95 of them the appraisal is going to find some reason to kill it.