Why not just get a new job that a) pays more and b) would pay for some or all of you education?

Like I said, it’s common that 75% of the appraised value, after renovations, will reimburse the borrower close or all of the amount they’ve invested in the property (assuming they’ve bought and renovated the property in cash).

@Allan Ringler the best advice I can give is to invest for cashflow and look at appreciation as the icing on the cake as the value of a home isnt static over time the property will appreciate and depreciate based on comparable sales (if you're looking at SFR or small multis) Investing in towns like Montclair sounds great but in practice its hard to cashflow without a huge downpayment or all cash purchase.

No more payments until progress is made and significant work completed or all work completed.

Group some or all together and get a loan.

Direct quote from the Department of Community Affairs "Truth in Renting Guide,""No landlord of residential rental properties, except those in owner occupiedtwo- or three-family dwellings, motels, or hotels, transient, or seasonal units, mayfail to renew any lease, regardless of whether it is written or oral, unless they havegood cause not to renew the lease"NJ is very tenant friendly.

-If your’re using a column-jack, the standard thickness concrete floor 3-4” is largely inadequate.

Home warranties are insurance products and they make money by denying claims or cutting costs.It's been my experience when I had AHS (and others) that they did one or all of the following:Took an extraordinarily long time to address anythingUsed a loophole on page 473 of the contract to deny a claim Sent the cheapest contractor out to shoddily fix somethingI personally had to wait 6 days for a water heater issue at my primary residence which was a very long time without a hot shower. 

No residential landlord may evict or fail to renew a lease, whether it is a written or an oral lease without good cause. ...

Some cities even have rebates for some or all of the above.