If it is FHA definitely not, in other circumstances the seller is probably not going to be a fan of your offer because you would be asking a stranger to borrow probably $20,000 or more.

Hi BP family,I am fan and avid reader of this forum.

The more you put down the better the cash flow but I'm a big fan of house hacking and putting as little down as possible.

He put in a backsplash in the kitchen, put up larger fence doors, light fixtures and fans, etc.

Or if one of them has a guest over who gets hurt, owns a dog that bites someone, etc  and you are the one who ends up getting sued.I'm a fan of house hacking you just have to make sure you cover your bases.

I am a big fan of San Diego RE but I am a bigger fan of newbie investors start their RE investing local and self managed.  

I earned a graduate degree from The Ohio State University and am a big Buckeye fan!

not a fan of del city due to some hoops they make you jump through but if the deal is cheap enough i would buy there too. 

Personally, I'm not such a fan of books, blogs or podcasts that have quite deceptive titles suggesting that creating substantial wealth and financial freedom is attainable in a short amount of time.

I just want to understand realistic comparison of reg sale vs reasonable and maybe more attractive seller financing structuring taking into account future short/intermediate term interest rate trends and Time value of money (that I am a fan of learning more).As a side note, being a health care professional I am amazed and always puzzled by financing and real estate.