I'd talk to a banker anyway to see what they might be willing to work out with you. 

Our exchange didn't work out and they returned the proceeds via wire as soon as our 180 days were up.

Private Money is whatever you can work out! 

I'm using my workout time to educate myself daily and feel overwhelmed, but excited to get going.

Okay pal, go with them I am sure it will work out the same (sarcasm) (hangs up phone).Like anything in life, you get what you pay for. 

We use Rentec & Quickbooks.Both work out pretty well.

@KT Fissore I would work out a deal with you in TX and do it for 5%

Unfortunately they would not refund any of it because I requested a refund outside of their 3 day window, even though I didn’t actually attend their training sessions, nor use their pay-for-use-apps. 

And 3 foreclosures are at an all time low because servicers and banks realized after the GFC workouts are far superior to foreclosure so at worse if they miss payments it will be like Covid these sevicers will add missed payments and extend their mortgages..

So, When one person, the GURU, has a lot of people sending him leads, most don't work out of course, but some do and they are blasted all over the internet.