I buy most of my deals off-market, and for this particular property, I worked with a trusted broker who specializes in Harlem real estate.

Can I get a loan for the down payment / construction costs2.

@Unal Baris Kancoglu Costco is a trusted name for many things, but for HVAC services, it’s important to understand how their model works.

on the HML did U not get a first position mortgage or deed of trust with lenders Alta ?

Scammers do exist, and it’s smart to verify a lender’s legitimacy before moving forward.Check Reviews and References: Look for reviews on trusted platforms like BiggerPockets or Google.

You might get these days 60% leverage so you'll likely need 40% down payment plus reserves and the financial institutions will want you to keep those capital reserves in their institution.If you are a new investor, there's a couple of opportunities to get started. 

kept using people who don't do real estate to do my taxes, and also they had horrible communication skills, I don't trust people who only see u as money.

Building trust can lead to better negotiations and more opportunities in the long run.Managing seller relationships is about clear communication.

Do we have trusted advisors, brokers or community bankers within this platform who would like to work on this?

The seller becomes the bank and pays capital gains one time on the downpayment (which keeps it low to make sense for them) and then also monthly on the payments (also incentivized to just match how much he wants a month).