For lenders, I have access to private money lenders or if you want to go the traditional route, I recommend checking out Coast to Coast - Jeff Weller. 

It's really your choice if you want to select a home that has already been leased prior to closing or not. 

There are other options as well such as homestyle, and choice Reno - happy to connect!

Six-unit apartments are an excellent investment choice, and I’d be happy to help you explore options that align with your goals.Looking forward to hearing from you!

Do you personally use traditional financing with BRRRR or do you pay for properties with cash?

Traditional bank financing.

It seems like location would be especially critical with pad-split (and similar systems), but I’d love to hear your thoughts on what to watch out for in terms of zoning, safety, or demand.Also, I’ve traditionally rented out units the regular way, so I’m curious how screening tenants works for you with the pad-split (and similar) model.

.#6  Knowledge -  Know why STR is better for the landlord than traditional rentals.   

An duplex (main floor + basement suite) would be a great choice and you can decide if you will be living at the main floor or the basement.

Look to other members suggestions and, definitely interview your Realtor choices before going headlong into an agreement.