I already have a Stessa account.

Do you also create a virtual account for those? 

They don’t charge anything for these extra accounts, my tenants pay directly into those accounts.

As I studied earlier, the first thing you should do is marketing, then get a call and do a property analysis to understand if it's profitable for you, then meet with the seller and sign all the necessary papers, then if there is a debt in the bank we do a reinstatement quote, then do a title search to check if there are any hidden debts, if everything is fine we look for an investor or flipper and sign an assignment of contract with him and wait for closing to get our money.

With SFR, they appreciated at a national average of 3.8% from the last study that I read in 2024.

Study the market.

You can fund it with funds in former employer plans and/or IRA accounts.  

...and the account is closed.

Lost time-  you don’t find out till the Geometra does their study.     3.  

this is where the gray area comes in with accounting.