The author and article suggests to utilize the climate risk data before committing to an investment and be familiar with specific risks in your area—whether it’s floods, wildfires or heat waves.They recommend these valuable tools to assess these risks:FEMA National Risk Index – Provides a comprehensive overview of natural hazards across the U.S., including floods, earthquakes, and severe storms.USDA Wildfire Risk to Communities – Offers detailed insights into wildfire risks for homes in specific regions, particularly useful for properties near forests or dry areas.Risk Factor – Analyzes flood, fire, and other climate-related threats for individual properties, giving you a risk score.Climate Check – Delivers property-specific climate risk ratings, covering heat, drought, fire, and floods.Do you consider environmental factors like flood and heat when investing?

Typically in company's 401K plan, there's a large-cap index fund option that more or less tracks SP500's performance.

Yes the AUD.USD rate is the biggest factor..as presently that would mean going long USD and short AUD.. however if the borrowing rates drop in US and US $ index declines that generally strengthens AUD and that would cause losses.

Arm Loan - 5.250 (after five years the rates can go up 1.25%  ( I will need to refinance before year 5)  Need more info on loan amount, LTV, then can run the payment difference between the two and I’d also need more detailed info on the 5 year arm, as far as margin, index, floor , ceiling, adjustment periods. etc.  

Just put your $1.5M in a S&P 500 index fund.

I am willing to manage it on my own.If I sell, I can put it in an index fund or towards my current primary residence mortgage with an interest rate of 6.125%.

Most mortgage companies follow one of these indexes; 5yr Treasury Bond, 10yr Treasury Bond, SOFR, or WSJ (mostly Hard Money follows this one). 

The DOW and S&P are adding crypto indexes in 2021.

Yes I pay more for her (around $10/hr) but you get what you pay for.If people message me happy to provide company name, what they do is they find the VA's and have them take Culture Index and other tests and they prescreen them, then you interview them and select the best fit

then everyone would move to next apartment.These are index-based of core-apartment from all biggest apartment owners in US.