Hi, you seem like a potentially good candidate for DSCR Loans, a loan product that was essentially designed for exactly this - investors that want to build a portfolio relatively quickly and not be slowed down by DTI requirements or other hassles from conventional options.Would be glad to help, also check out this 12-part series published here on BP on everything you would ever want to know on this loan option!

It could be some sort of skill set for renovations, design for furnished rentals, specific market knowledge, owner occupied loan products for a house hack, etc. 

I haven't determined my price point yet as I'm still researching hard money lending and DSCR loan products. 

There are thousands of lenders and tens of thousands of loan products.

But 1031ing your current land into better production land that you rent out can be a very stable platform.  

However, the high down payment and reliance on a DSCR loan could limit flexibility, especially with your DTI constraints.

Can you email me with some investment products you were mentioning above?

It's a relationship game more than anything, so if you're building strong relationships with them and providing a consistent product, you'll be golden.

The idea is brilliant, the product isn't ready yet though.

Typically this means they will take longer to close, may not have all the information for the companies they work with, and most hard money brokers get their money by taking an existing product and adding extra points to pay their fee.What is your investor success rate?