Nobody is asking anybody to give up anything.What I am trying to ask is: from my experience, there is no positive cash flow that actually is really positive.

Don't grill me too hard.I own three rental properties, one is my primary residence with an apartment (5 units total between 3 properties: 1 airbnb, 2 medium term healthcare leases, and 2 long-term rentals).

So you are saying your primary would be, DSCR?

Without knowing any of your financial position of your work or side hustles it is hard to give you exact advice because you may be able to carry these homes until they are paid off and in that case they would provide solid returns, but there are likely better real estate investments out there.  

This was our first primary residence How did you find this deal and how did you negotiate it?

Hi Jayce, we got the seller to carry back the portion of the down payment and the bank to finance the 1st position on the rest.

I'm very new to investing and weighing which options would benefit me the most.Option 1:  Use the cash as down payment on another primary residence and rent out the current.

I was preapproved with that amount before, but it was for a single family, primary residence about six months ago.

That's why mature investors with long positions like Boston while places like Brockton and Holyoke are more affordable.

Quote from @Steven Diaz: Hello,Was going to start construction on a two story 3bd 3.5ba 1500sqft primary home and a 2bd 2.5ba 800sqft ADU.