Bet they're making their car payments (walking sucks! 

Unless you are unknowledgable, my bet is you could make more from rent than sale, and still have the benefits of owning the original home while you go do something else.The 25K you have left in property will be netting you(gross) of $350 mo or 4200 per year.

Your best bet would be to find a portfolio lender whose niche aligns with your investment strategy.

My bet is you do not get sued.  

Contrary to popular belief, this is not set because I believe it will give me a higher return.

That’s the best bet.

Now if you've followed things this far kudos, and I bet your feeling some lumps.

Statistically, I would bet that many of these properties could be at risk from a similar event before the reconstruction could even be completed.What is the new premium on a $5-10-20M insurance policy and how could it ever be recuperated during the life of the policy or length of the average 30 year loan? 

I doubt you'll make 11% with the S&P, but it is probably still your best bet.

We manage 275 residential properties with the majority of those in Sherman/Denison so I feel uniquely qualified to chime in.Generally speaking, 3 to 4 bedrooms are the most popular and for a new build, they will lease anwhere between $1600 - $2200 depending on the area, size and amenities.