Current policy holders are grandfathered in.

They just don't want to bring on *new* policyholders with these dogs.

These are companies that are owned by the policy holders so therefore fees are very low compared to your stock owned companies.

@Carini Rochester life insurance companies get rich off of policyholders buying whole life and universal life policies.

A policy loan is a loan from the insurance company (or a bank) to the policyholder with the cash value of the policy serving as collateral.

Hi Will -- The AON policy covers the rental unit, not the policy holder.

For example: https://statutes.capitol.texas.gov/Docs/IN/htm/IN....The law very specifically states that insurance companies are required to make loans to their policy holders secured by the cash value of those policies.

According to Texas Estate Code 112.054, a community property survivorship agreement may be revoked with respect to specific property subject to the agreement by the disposition of the property by one or both spouses if the disposition is not inconsistent with specific terms of the agreement and applicable law.Life Insurance - Life insurance is a contract between you, the policyholder and the insurance company.

We did use an agent and title and escrow company, and the deed is recorded.I have actually submitted a new policy with him as additionally insured and my LLC as the policy holder.

You need to remember that title insurance obtained insures the policy hold against insured defects forever, it does not end when you dispose of the property, those defects prior to and during your ownership.