Quote from @Dereck Olson: Hi Nicholas,  Just a thought from the possible tenant's perspective, but filling out a prequalification form and/or providing personal information before they have even seen a place and know if they will be interested in living in the property might be a bit too much to ask. 

I'm now finally here in person, and have started to go view places in person with the intent of purchasing. 

Hi Bruce, i'll start by saying i'm a mortgage person, so please understand the context in which my response is coming from. you'd need to create CC&Rs/bylaws and establish an HOA in order to do this.

House hacking is the BEST way to get into real estate investing and that's how I personally got started as well too.

Now we are in 2025 and although I still own the trucking company, it has been an inconsistent pit that has technically brought me personally no profit.

I heard that if you move the personal mortgages to an LLC they could get called and we would want to avoid that3.

I personally interact with each and every guest.

Also, would this loan help build my personal credit, or would it only report to business credit bureaus under my LLC?

@Laurens Van swol a few banks that we've worked with in the past allow you to close in your personal name.

It's about path's custom tailored to the persons.