So my insurance was paying $6200 a month for "barely" furnished 2-2 apartment new the Arboretum. 

I know that RTR positions themselves as “turnkey” but the reality is that they are more of a hybrid model - they set you up with everything you need and facilitate relationships with lenders, insurance, property managers, and so forth - but they are not the actual service providers.

Loan Costs, Deposits, and Escrows: Origination fees, application fees, third party reports, legal, insurance review, title & escrow, rate caps (floating rate loans), due diligence deposit, rate lock deposit, standard escrows, etc.6.

Did your borrowers mention securing your investment with a recorded mortgage or deed of trust, personal guarantees, lender’s title insurance, or anything else?

then, there are holding costs while you rehab - servicing the loan, insurance, utilities, the rehab. 

Is your DSCR ratio greater than 1-meaning are you cash flowing (according to the lender's criteria of mortgage, property taxes and insurance (and HOA) if applicable).

For a single property, a strong umbrella insurance policy may offer sufficient protection at a lower cost.

Even though buffeted by high interest rates and spiking insurance premiums, overall prices are still rising.

While insurance might cover the reconstruction of your property, the community's recovery could take years or, in some cases, never occur.

The podcast also talked about insurance claim re-housing where families lose their homes to a tragedy and get replaced through their insurance.