A built in safety net if you will.Respectfully, Gary I recall back at the start of covid and eviction moratoriums and many BP members basically said they had no more than 2 to 6 months before they are in major trouble.

A late fee in Maryland cannot exceed $5 or up to 10% of the monthly rate, whichever is higher, and no more than three (3) late fees may be charged in a single amount.

No more guessing who said what and why. 

I got it for 45 cents of a dollar, but based on my mistake I would not bid no more than 30 cents a dollar expecially in Upset sale. 

What I always suggest for folks who do not like a lot of is to borrow  no more then 60% loan to value.

Labor should run no more than about $1200, maybe $1500.A better quality video is really needed.

No more changing locks, only reprogramming new PINs which takes literal seconds and no tools.This is what I use.

No HOAs at all.When I say afford, no more than 30% of your take home pay-- to stretch it 35% given you are in San Diego.

@Jake Andronico I'd say no more than $600k($700k if we are talking 4 units).

The part that seems to continuously get people (unfortunately, and for lack of better words) is the "no evictions, no bankruptcy, and no more than 6 non-medical collections."