I know a vacancy is tough and it can be hard to find tenants in the winter, but you have to weight the costs and benefits and decide.If it's harder to find renters in the winter, try offering a month-to-month lease just to get through the winter, then move back to a one-year lease in the spring.

Business credit is largely irrelevant until you get into the true CRE and commercial lending space, and even then, the key principles are weighted heavily.

EDIT - 700lb weight limit.

Since PITI = Principle, Interest, Taxes, and Insurance you could look for anything that lessens any of those variables. 

That would lessen the length of the drive for everyone to drive to where they could afford, BUT we will always only be able to purchase where we can afford...

In addition to joining the seller to the buyer at the hip for several years/decades when the seller wants a clean break, the properly-discounted, risk-weighted, money to be received by the seller is less than the immediate sale price.

Because they have found it a time suck, a brain drain, stress factory that takes away from everything else in there life including scaling and to time leverage is worth it's weight in gold. 

I might be able to lessen my average turnover time from ~5 weeks to maybe ~4 weeks.

., peak season, off-season, shoulder season).Weighted Average: Calculate the weighted average for the year by multiplying the expected rent by the occupancy rate for each season.

At March 31, 2024, these modified loans had a weighted average pay rate of 6.95% and a weighted average accrual rate of 1.86%.