Starting small with duplexes or triplexes aligns perfectly with my risk tolerance.

For funding, explore options like FHA loans, personal savings, or creative financing, and focus on New Jersey markets that align with your goals, such as Newark for rentals or commuter towns for house hacking.

Quote from @Jonathan Klemm: Welcome back into the BP world @Dan Zambrano - I still love that you are sharing your journey here very helpful for others and vulnerable of yourself.There is still hope for a Q1 deal if you are aligned and focused....but if time doesn't permit, just keep going with the flow of life!

Always make sure the loan-to-value ratio (LTV) aligns with your risk tolerance (usually 60-70% for fix-and-flip loans).Once you're prepared with contracts and a local network, you can start talking to borrowers and agents to find opportunities.

Your idea about the land left by the LA fire combined with SB-9 is definitely interesting.

After the project managers left, I sat there and just talked about real estate, family and what he has done to amass 60 multifamily units in the Memphis area.

This is just not an alignment of interests. 

Quote from @Kelvin Lee: After American Family dropped my multi-family coverage, I’m still struggling to find a carrier for my 1969-built apartment, with only three weeks left before the current policies expires.

The most recent pay stub from my fiancé's previous job, which he left in June 2024 (he started a new job in August 2024 and provided the last two months of income).2.

We feared it was too low, but we were not willing to accept anything more and left it in Gods hands.