There doesn’t seem to be a lot of great deals where I am since land has increased in value so much in the last few years.

Reducing rent sets a precedent and can attract price-sensitive tenants rather than those prioritizing quality.Negotiating renewal terms can make sense if tied to benefits like lease length or tenant stability, but always ensure it aligns with your long-term goals.

This is the third time in the last few years that this has been presented to CA voters.  

Set a goal of 60 days to educate yourself and dedicate 30-60 minutes per day actually doing it.

The decisions and actions you make today can lead to incredible long-term benefits, so it's great that you're starting now.A good starting point is connecting with a lender that aligns with your goals.

This is one of the last investments that the common man or woman can make and get ahead in life.  

@James SillsFrom my experience working with investors, transitioning from residential to commercial real estate (CRE) is an exciting and achievable goal with the right foundation.

I love that you have specific goals for 2025 - I believe if we think it, write it, say it, and share it our goals are 10x more likely to come to fruition.Are you able to do option 2 and just house hack a 2-4 unit building and use a renovation loan which allows you to put down 3.5-5%I highly suggest getting to some local chicago meetup groups (we have an in person one on the 17th)...here is BPs list: https://www.biggerpockets.com/forums/521-real-estate-events-...I also have a full list of the chicago meetups that I can share with you too if that'd be helpful.

Mainly because if I used that metric alone I would not have done my last 10 successful flips. 

My goal this year is to go from analysis paralysis to taking action.