Staying local and house hacking—especially now, before kids—gives you so much flexibility to set yourselves up for long-term success.Your financial foundation is super strong, and house hacking a quad sounds like an amazing first step for you two.

Here in FL a pool trumps all and having a spa feature built in offers additional ROI. 

You could convince people they should have their kids, parents and/or grandparents live in their houses with them. 

Should I just save that additional tuition money and put that towards my first investment? 

In addition, the Grantor will probably be required to sign the same seller's affidavit that are needed for a non DIL closing. 

If you own a 2-flat with an additional non-conforming garden unit (basement) being rented, and you're considering a cash-out refinance, how will the lender evaluate the rental income?

Furthermore, whole note investments benefit from an additional 0.5% annualized yield and are entitled to a share of any extension fees charged to the borrower."  

If you can add a legal ADU at $25k in the Austin area then you should add it.  

1) Renting garage units2) Additional Pet Fees3) Adding flooring insulation in the upper unit led to improved efficiency and sound reduction for lower tenants.

My family consists of my wife and three kids, and I’m currently the sole earner.