At this point in time it seems like it will be most economical and convenient if we use the same provider for cleaning and on-island agent.

If an operator is not responding to you adequately - in timing or quality - prior to you wiring them $50,000, you have to ask yourself how will they respond after they already have your money? 

Purchase price: $50,000 Sale price: $160,000 Contributors: Peter Vekselman Partner Driven and Archie Raglin bought this Pleasant Hill property on Benton St for $50,000.

Get really intimate and familiar with an area, personalize your approach.

So far, my experience with LMHA has not been pleasant.

Keeping myself informed and fingers crossed, as that feels like about all I can do at this point in time.   

.$50K in earnest is a lot and if the lender drops the ball are you positive they can get the credit denial out in time to refund the earnest?  

It’s also a more intimate relationship.

Assuming a note is enforceable is a very bad assumption to make.While seller financed notes may have some degree of predatory practice related, such as a sale price higher than market value, such issues can fade away in time as the note is seasoned.

It's just a blip in time for a lifetime of freedom.