As an agent I could pull it off, but someone who doesn't have experience, you can do more harm than good. 

The software will not be harmed if you buy something that devastates you financially.

@Marci Stein Do you have any objective source that suggests soap or washer outflow is harmful to a sump pump?

Is there any harm (mainly tax liability) in waiting 3.5 years and both refinance the mortgage and transfer the title together? 

This could do more harm than good.

I believe you will need a very good reason for why it should be delayed with an explanation as to how it will benefit or at least not cause additional harm to the Trustee's beneficiary. 

“I think something like this could happen at any workplace.”A Meta spokesperson says it has “investigated this matter, and the person is no longer at the company.”

Everything I read online says DO NOT use exterior stain on the interior due to the fact it gives off harmful chemicals. 

I work 3x/week and my partner lives close to my current workplace(NY).

He was always safe in regards to PITI but you never know. liquidity won’t be a problem. only brought up owner occupancy of 1 unit to see if it added any benefit for cash out refinance or caused any harm.