The pay stubs can be hard copies or digital PDFs generated directly by your employer and sent via email; we cannot accept screen captures to verify income.Once your completed application materials have been received and it appears that you would meet our qualifying criteria, we would send you a link to perform a credit/criminal background check (this minor expense would be yours), and if those results come back acceptable, we would offer to proceed.

If you're looking for the cheapest route, conventional may be a better bet.

Personally, I love them because they offer built-in diversification.In my experience, local banks are your best bet for financing mixed-use properties.

To confirm my recommendation ask him for references at his current developments, I bet he won’t give you names and will make up an excuse!

(I know a lot of investors who are doing this, but I've been surprised to find out that it's a new concept that others haven't considered.)The more units, the better in this scenario because you can hedge your bets with more units.

In my opinion, that is a riskier bet because you have to have a big pile of cash for contingencies.  

The debt may not report to your personal credit (unless you are late on or miss payments, then all bets are off)2.

Next PA has very strict requirements for interest rates which you cannot be in double digits.

You can just answer it without the jazz, and I bet you know a few places right off top of head where people WANT to live, right. 

Again, knowing nothing about this particular company, my bet is that type of company will require money up front just to consider whether they can help you out.