I have a question and would really appreciate your input.I’ve done a couple of fix-and-flip projects in the past using hard money lenders, but I’ve noticed that their fees and interest rates significantly cut into my profits.

Quote from @Ko Kashiwagi: Hi Donyea,Love the Birmingham market and I've worked with a couple of agents there.

Certainly nothing ground-breaking in terms of ideas here, however I'll be very hands on (and on site) during the process to make sure that every step of the way is executed to a high standard and very carefully.Once I've hopefully developed a successful track record and gained experience, my next goal would be to move on to commercial assets (think multi-family, industrial etc) so that I can leverage my existing investor network and real estate knowledge to raise 3rd party equity and take on bigger projects.

Or alternately, are you able to find a market within 1-2 hours of you where you can be hands on?  

I don't know my occupancy numbers off hand for 2024 but can message you when I compile them. 4.) 

Hard money/private money and private investing/investors go hand-in-hand.

Do you know what you are doing based on actual practical hands on experience?

Quote from @Mike Grudzien: Jonathan,Hands down, this is the "bible":https://store.biggerpockets.com/products/lend-to-liveDon't leave home without it! 

You'll let them break their lease and hand them cash.I manage 400 rentals.

One last question - is your assistant actually hand writing the envelop?