I’d start by calling one or two of the smaller DSCR outfits (not the giant ones) and explain the structure exactly like you did here — clean, honest, and clear.You’re basically doing everything right — you just need a lender who knows how to color outside the lines a little; Joe, I hope this helps you a bit, I sent you a DM on BP... its one of the reasons I do this, I hope you can assist.

Will put grey epoxy with "colored sprinkles" on the surface to help seal the concrete. 

Just remember the only stories you are gonna hear are the rosey colored glasses ones as most people do not share the nightmare stories they have gone through.

Here's what Grok said: (I had to edit for some of the more colorful words Grok chose to use.

Seeing this more and more in my friends' luxury apartments.Or exposed HVAC ala Loft apartments just way ahead of his time. and patriotic colors as well.  

It also came in a color I liked.

A pro photographer with HDR settings can transform the feel.Staging: Even small changes—like removing extra furniture or using light-colored bedding—can make spaces look bigger and more modern.Vintage Details: Highlight them intentionally—buyers love “character” when it’s framed as a feature rather than a flaw.The Cranes Wall Art: Right now, the cranes are visually memorable, but for the wrong reason—it’s a very specific taste.

Jay told me many years ago when I lost his money on a deal “A man shows his true colors in times of adversity and not triumph”I agree with Jay on his opinion here as he doesn’t have a dog in the fight.We both met Marco and he always seemed like a decent fellow.Time will reveal all but nuking the fella doesn’t get anyone their cheese back.Just my opinion  

I'd have a peice or two that pops with color in each room- maybe a wall with a bold color and some interesting trim, a mural, interesting painting, etc.

Color also plays an important role in this area.