I called Bill Nickerson to inform him about what Lowery was doing - he told me that’s why he left.  

The bank could call the loan due, but this is typically not something that happens often.

After living through the GFC and the shrinking market for local banks, they saw an opening in the market for what they call "consultative banking" like they had years before and decided to start a bank.

I would call those contractors and ask the same thing about this property as you did those other two guys.

It either has to be indicated by the agent on a listing description (rare) or you have to do it the old fashion way which is to call and ask directly.

I'll never forget what he told me, If you ever want to start purchasing real estate simply call this guy and write him a check and don't ask any questions.

Regardless of whether the owner turns a profit, brokers are called up on to sell, lease and manage, lenders will finance, contractors (often affiliated with PM companies will be called upon to put out the constant fires).

Could you kindly let me know when would be a convenient time for us to schedule a call to discuss further?

Quote from @DR Rearwin: Be aware that if you purchase a property as your principal residence, and later convert it to a rental, the lender may have the option of calling your loan and making you pay it all back immediately, since you have changed the use of the property.I never knew that.

I live in a smaller suburb inside Memphis called Bartlett; It has a great community and amazing schools.