We understand that but frankly we are extremly reluctant to ablidge.

Until you have $1 million or more in equity and really understand how to use an LLC, I recommend you just buy an umbrella insurance policy for $1 million.

Also look at the rental laws in the areas you are considering, just so you understand what you are getting into and whether you are OK with them or not.

If you are new and don't have a clue, then I would certainly recommend them or some company that can guide you through things until you have an understanding. 

Haha yeah this is what real estate deals usually look like for me, but awesome that you came out ahead!

That style of learning and introduction to true industry catches my attention as having someone in the space that understands the space to bounce things off of and learn from seems to be the ideal way.I have through a handful of the webinars and follow up calls with different companies and they all basically pitch similar ideas and strategies.

Buy a lot, build a rental propert, to be rented out 2026 for approximate annual income 150k.I understand I can borrow for 1 and (2 or 3), but that would put me under risk i don't want to take.  

Quote from @Max Martynenko: Thanks for your understanding and sense of humor!

I understand this is a good way to become financially secure over time and am eager to start.  

Agree with Nathan, awesome resources at your disposal.