I'm hoping he'll have some options for me.I know a Home Equity Loan is basically a second mortgage in normal situations, but they seem to come with less red tape from what I've found.

We know many agents in our market that are really clueless beyond the basics of tenant screening. - You have no recourse against an agent or PMC once you pay them for the placement and it turns out to be a terrible tenant:(If you have the time and network and post here for assistance, it's always a good idea to learn the rental business from the "ground up".Of course, one mistake can also cost you thousands of dollars.

If that's what you're really after I would start with the basics of what kind of bank loans either residential or commercial are available to you - not saying this is the best option, but it's a good place to start.

@Michael Smythe - Agreed it is all basic stuff to you and I in the field of PM.

Basically, flip partnerships suck unless you spend a long time being clear about the roles and payouts, etc.

But if they only use 50kwh, they still owe $12-  They’re basically setting up an annuity for the solar company. 

So I am at the mercy of that person for basically EVERYTHING.I am still waiting on that payoff amount 9 days later and am up against a clock where they have scheduled the home for sale at auction come March.

That shows real estate can be possible for anyone; in my opinion, I know everyone has unique and challenging situations, but in principle, anyone who can follow some basic budget fundamentals can save up enough for a down payment.Grateful BiggerPockets continues to bring more people into the industry!

There is a filtration (basic ) in thee garage that came with the house when I purchased, but the filter gets rusty in about 5 days.

Quote from @Francisco Solano: I suggest you ask a business attorney in your state for this basic template.