These borrowers are typically out of the market for extended periods of time, have limited contacts in the debt world, lack understanding of how different loan programs work, and are susceptible to working with the one bank / credit union loan officer that they know through their family, friends, church group, college, etc.

It’s unfortunate as their loan officer was stellar.

While we have our own programs and products (and even have a FL office in the Sarasota area), we're unfortunately out of capacity in FL by this time in the year.

Beautiful Home.Not sure what the zoning is, but could it be used for offices? 

I use PhysicalAddress.com for my office mail and they offer a registered agent as part of that. $9/mo.

We live in Kihei now since the Lahaina fire destroyed our home, office and an investment condo.

I've had smooth loans close with Kiavi and I've had rough ones, same with Roc.When Loans start to be troublesome:1) The borrowing entity docs are a mess2) The appraisal numbers are lower than expected3) Messy background reports4) Loans happening in an environment where market/rate fluctuating unpredictably 5) Your loan officer and their team are poor at their job6) Title issues that depend on county docs, that can be slow and painfulThere's more but it's Friday and I'm tired....

It's really important that you work with an experienced loan officer or broker, especially on a time sensitive purchase transaction.

I'd talk to your zoning office and see. 3 bed 3.5 bath in 1500 sq ft is pushing it. we build super compact and have a layout thats 3 bed 2.5 bath 1 car attached garage in Columbus Ohio.

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