Even if the LLC had credit, DSCR lenders always go off your personal credit, but as stated above, yes, you'd have to PG it.

It's a fine line between pleasure and pain heheI have to stop mate in order to keep it at PG 15+haha

I check my "competitors" from time to time and there's a lot of empty slots in their calendars for the late spring and summer, just like mine.

You could hold dividend growth stocks (like the PG and KO...) and still get a better dividend and growht (to account/offset property appreciation).Don't forget that depreciation has to be paid back when/if you sell the real property to fully access your cash.https://www.biggerpockets.com/forums/48/topics/1169308-equity-rich-need-advice?

Keep in mind the subs will want to time slot the work.

(If the image doesn't display well, you can also find the chart here)I also made note of various helpful reviews (many from BP):LifeProof +s: "best overall," "easy to install, great value," LifeProof -s: "tabs break during install"TM Allure Ultra +s: "held up great"TM Allure Ultra -s: negative reviews on houzz, subfloor unevenness issuesSmartcore Ultra -s: negative reviews on houzzNuCore +s: "great over imperfect subfloor"NuCore -s: "shouldn't be used in wet rooms"DuraLax -s: weight limit and issues with area rugsMohawk SolidTech -s: lots of bad reviews on floorcriticsCoreTec +s: great product at great priceI ended up going with CoreTec ProPlus since I found it on sale for $2.50, and I'm actually not very happy with it! 

As a result of the PG, generally all lenders will consider this in your DTI (global debt service on commercial loans). 

For Winter 2024, more affordable Midwestern and Northeastern markets dominated the Top 20 list, with Ohio alone taking 5 slots.

Pg 79/154 from IRS Audit Guide:"Passive losses are generally deductible only to the extent of passive income.

PG county has more off market deals, and more as you get closer to Baltimore.