The analogy with a health club is flawed, because, with a few exceptions, Ryan COULD become a member of any health club.

realtors listing REO properties ..has it been uncovered???

As I'm often in a town for several days, I get an opportunity to look around and find interesting properties to get interested in.I'm looking forward to taking advantage of the resources available here, and also working with some of you on future deals I hope to uncover.

I don't have experience with refinance situations, but I do know that with a resale it is up to the underwriters and the bank to deem the current appraisal flawed and order a new appraisal.A similar issue just happened to me and instead of fighting the appraisal the stupid attorney convinced the sellers to agree to sell for $5k less than the agreed upon purchase price.

A persistent and creative buyer who is willing to do the leg work should always be able to uncover good leads.

Ospina I've only heard good things about Sarasota, and understand there is a lot of uncovered opportunities down there.

Zillow is the only tool I've seen so far that supports the entire rental maintenance lifecycle.I find Zillow's attempt to emulate Cozy pathetically flawed. 

I voted this post and quoted it for one reason - FMV.This isn't something you should be doing at FMV because the deal is flawed at the beginning.

While I was doing that I would send certified mail correspondence to the address I uncovered with my proposal. 

If the lender has already reconsidered the flaws you pointed out and decided not to proceed, then your best choice would be to try another lender.