Because you are just getting started, I think long-term rentals would give more stability as you are navigating the rental market.

I founded First Access Lending to provide access where others can't.I can write second liens up to 80% CLTV on investment homes, sometimes with rates lower than cash-out loans, AND you get to keep the low rate on your first mortgage.The products are rare, so I'm not surprised to hear other lenders saying they don't offer them and/or recommend other products.Let's connect, and I can give you a quote!

It's well worth the price in my opinion.If you have specific product questions their support rocks and I'd recommend their Discord community.

Also, focus on 2 years of job/income stability

Unless Cozy has started back up or another entity using the name with a similar product suite? 

I will likely focus on adding another long-term rental using DSCR product

We have a property in IL that we are looking to raise capital to stabilize and we want to be organized, professional, and efficient.

This strategy allows you to diversify your portfolio, leveraging both the stability of a Roth IRA and the growth potential of real estate, while gradually increasing your investment capacity over time.

This rise has stabilized sale prices, facilitating negotiations between buyers and sellers.

Test drive the tech products - part of the BP pro membership is access to our amazing tools like Market Finder, Deal Finder, Rental Calculators, etc.