Others want a higher reward so take on more risk, like low credit tenants.

Either would be a great option; I'd probably choose Roseville because it's more established, but the City of Elk Grove deserves a lot of credit for its impactful growth programs, so it wouldn't be a bad option. 

Maybe some credit challenges.

Credit reporting is a no-brainer, and Baselane is excellent for releasing it!

You need to carry a special type of health insurance, not the traditional kind.

Any prospective resident with bad credit or a prior eviction is going to have an impossible time finding a place to live.  

I looked around and found lenders that will do a day out of foreclosure up to 50%LTV down to a 500 credit score but the loan amount minimum must be 300k.

Credit for childcare expenses.The credit is allowed for kids 12 and under.

I already had my own business, some cash, lines of credit and a solid contractor as a partner which is how I have grown my portfolio so aggressively over the past few years.Unfortunately, $8k is not going to get you very far despite the promises of no money down investing.

We specialize in single family homes, condos, townhouses, and select small multi family homes.