If you are worried about being sued, there is an argument for opting to just get umbrella insurance.For your specific situation you could consider speaking with a RE attorney or there are services that can help you set all of this up.

We used a service and a proven letter, I mailed every month for 6 months, actually alternating 500 every two weeks, so I had more time to follow up with the usually 30-ish responses. 

Also, it helps you to develop your local team and network of contractors, service providers and others who you can get to know and trust. 

If you are still working there, you can ask the plan administrator if you qualify for an in-service transfer.  

Of course he's affiliated with an "LLC creation company" which he directs his followers toward to be charged way too much for services they don't need. 

I do it's sitting right in front of me.Try going to REOMAC they are not going to charge you thousands of $$$ for it.Unfortunatly last time I checked they are only accepting "servicers" memberships now.What if I said send me your resume and I'll send it to all my AM's, would you be willing to send me a referral fee on the listing you close that came from my efforts?

Hello Will First, thanks for your service!

what is the benefit of putting a new STR into service towards the end of the year vs the beginning of the next year?

That way I atleast saved interest payment on commission to be paid for which minimal service was offered.

I am an agent (which helps with the ROI) and I would certainly recommend my services :)