Not many on BP will have gotten there with no debt.But, conversely, many who are or have been retired choose to pay all debt off.There’s an approach to get you going, and an approach to feel confident in early retirement.Many investors who dont know what that inflection point is will continually leverage thirsting for more, and ultimately wish they’d listened to Dave.

About 75% in retirement accounts (401Ks, IRA, Roth) others in brokerage accounts and few misc ones.Goal: Grow my Net Worth and build wealth.

We are retired.  

The owner closed and retired about 5 years ago.

If your just getting started you may not be aware of the many advantages of being in business rather than just being an investor.Businesses enjoy greater tax advantages not available to someone that is just an investor.Businesses can offer asset protection.Businesses open retirement opportunities that are not possible as an individual.This is only a start.

They have building restrictions, so they are not as actively being developed as other nearby areas, and they are mostly a retirement/college town.

@Douglas Gratz I am a recently retired builder...I used to build houses exactly like you are describing.

However, it's crucial to ensure that any repayment arrangement complies with IRS regulations governing self-directed retirement accounts.

I would like the property to have great appreciation and some cash flow to contribute to my retirement in the future.

I am also an active-duty member retiring in about a year and want to find a Real Estate (commercial or residential) skillbridge that will allow me to intern at a firm while I transition out.