Now that I am in grad school I cannot work due to program guidelines and time, but am still wanting to buy an investment fourplex that can build me some equity to offset these ridiculous student loans.

We appreciate your business, and we hope you continue to be happy in your home.In recent months, property taxes and school taxes have increased, and the costs of labor, materials and insurance premiums have increased significantly.

This is the magic, and I think it is genius.

Old school and in your face but competent. 

My nephew and a niece are going to school there now.

Even if you think it will magically be worth $120k after the $20k roof, that just makes it an even worse return on your money.

Their is no such thing as one size fits all magic asset protection wand.

I view my primary as my long-term home, 3 young kids with a good school system, so this is where we are settled.

I think that's the magic 4 factors.

My parents live in the Katy neighborhood.It is very safe and from what I understand, has a good school system.A lot of the homes are 'newer builds' since it is still a relatively new neighborhood.You are also in downtown houston in about 30 minutes during non-rush hour times using the I-10 highway.I don't think you can get the 1% rule anymore in the area but close to it.Since the homes are newerish, hopefully the property won't have too much renovation / repair costs.Best of luck